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Can I get a list of residential or commercial properties being foreclosed? The Court does not preserve a list of residential or in foreclosure. Foreclosure cases are Civil Action cases and they are indexed in the names of the person( s) licensed to make the sale and the debtor's names. You may use the computer systems in our record room to look for foreclosure cases. The very best way to discover information about residential or commercial properties going to foreclosure is to take a look at the legal notifications posted in local documents. The notices provide contact details to the auctioneer.

Where are your foreclosure auctions held and at what time? The Clerk's Office does not arrange foreclosure auctions. Before offering the residential or commercial property, the private authorized to make the sale will release notification of the time, place, and terms of the sale in a paper of basic circulation in the county in which the action is pending. Many auctions occur on the front actions of the courthouse, because it is a familiar point of referral. However, each sale is distinct. Persons interested in going to a sale should search in the legal notifications for the sale info and contact the person responsible for the sale to ensure that the sale will be held.

How can I discover if the sale is going forward or if the sale was held? The Clerk's workplace will have no knowledge of whether a scheduled sale will move forward or be rescheduled. Until a report of the sale is submitted with the Courts, the Clerk's Office will not have the ability to tell you if the sale was in fact held. The person authorized to make the sale has up to 1 month to report the sale to the Court. Questions concerning a sale can be directed to the person( s) authorized to make the sale whose name and contact details appear in both the advertised publication and any published or mailed notices.

Can I file an Ask for Mediation in my Foreclosure Case? If your case was filed July 1, 2010 or later, and the action is to foreclose a lien on owner-occupied house, you may be eligible for mediation. Maryland Annotated Real Residential Or Commercial Property Code 7-105.1 sets out residential or commercial property foreclosure procedures, consisting of information about filing a Request for Mediation. The forms to Request Mediation will be sent out to you from the lending institution's attorney at the exact same time that they provide you with a Last Loss Mitigation Analysis. The Court does not have the forms.

A request for foreclosure mediation may be filed as much as 15 days after the mailing of the final loss mitigation affidavit. An Ask For Foreclosure Mediation will be accompanied by a filing cost of $50.00. The court may lower or waive the filing fee if the mortgagor is qualified for a reduction or waiver under the Maryland Legal Services guidelines.

Request to Waive the Filing Fee for Foreclosure Mediation

When is my home going to be sold? The individual( s) licensed to make the sale will release the date of the sale of your residential or commercial property in the legal notifications of a local paper. The notification of the sale shall be released a minimum of as soon as a week for 3 successive weeks, the last publication will be not more than one week before the sale. A notice of the time, location, and terms of the sale will likewise be sent out by both certified mail and by first class mail, not more than one month and not less than 10 days before the date of the sale, to the debtor, the record owner of the residential or commercial property and the holder of any subordinate interest in the residential or commercial property.

My home was sold. Is the deed still in my name? After the court has actually lastly ratified a sale and the purchase money has actually been paid, the private making the sale shall convey the residential or commercial property by deed to the purchaser or to an assignee of the buyer. When the brand-new deed has actually been recorded, the new owner of the residential or commercial property will be reflected in the State Department of Assessment and Taxation's records. To see their records, go to their website. Click on Search Court records and click SDAT Real Residential or commercial property Search, Real Residential Or Commercial Property Data (at bottom of page). To browse evaluation records, you should get in the county and street address.

Clerk's Office Circuit Court for Calvert County

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